ValidWallet

    Local money in.
    Dollars out.

    ValidWallet is a self-custody wallet for Africa and beyond. People pay in the currency they already use, hold USDC in a wallet only they control, and swap or trade from the same app.

    Try the live web app Android APK
    ValidWallet · 20261 / 11

    Holding dollars is still hard for most people.

    Savings shrink.

    Local currencies lose value, and a dollar bank account is out of reach for most households.

    Exchanges hold the keys.

    Custodial apps can freeze accounts or block withdrawals. Peer-to-peer trades carry scam risk.

    Crypto apps assume you already know.

    Buy, sell, networks, bridges, routes. A first-time user does not know which button to press.

    The problem2 / 11

    Africa is already moving to digital dollars.

    $101B

    Crypto received in Sub-Saharan Africa in a year, up 13.4%: the fastest-growing region in the world

    6×

    Growth in stablecoins received peer to peer since 2022, while Bitcoin fell 60%

    Source: Chainalysis, "South Africa Leads Sub-Saharan Africa's 13.4% Crypto Growth", 29 October 2026. Period July 2025 to June 2026.

    The market3 / 11

    One route from local cash to global money.

    The user makes one decision: which currency to pay with. The app handles the rest.

    The user pays₦150,000

    Bank transfer, mobile money or card

    Licensed partnerConverts and settles

    Under its own licence and KYC

    Lands in the user's own walletUSDC

    Keys on the device. Nobody else can move it.

    SwapAny of 1,200+ coins, best route picked automatically
    TradeLong or short on crypto, stocks, indices and gold
    Send or cash outTo any address, or back to local currency
    The solution4 / 11

    Live today on Android and the web.

    Buy screen with a local currency amount
    BuyLocal currency in, USDC or any coin out
    Home screen with balance and the top coins
    HomeTop 1,000 coins, live prices
    Stock perpetual trading screen
    TradeCrypto and stock perps
    Receive screen with a QR code
    ReceiveOne phrase, every network
    The product5 / 11

    No routes to choose. The app swaps.

    Users pick what they pay and what they want. ValidWallet finds the route, and switches routes on its own when one is unavailable.

    • Same networkBest quote across DEX aggregators
    • Another networkTHORChain, real coins, no wrapping
    • THORChain paused or unableChangeNOW, automatically
    • Amount typed onceCarried to the next screen
    Swap screen showing the route picked automatically: via THORChain
    Swapping6 / 11

    A finished platform, not a prototype.

    20+

    Networks in one wallet, from Bitcoin and Ethereum to Solana, Tron and Sui

    1,000

    Top coins on the home screen, priced in the user's own currency

    1,200+

    Coins reachable by swap through DEX aggregators, THORChain and ChangeNOW

    8

    Currencies to buy and cash out with, and more on request

    Web app app.validwallet.appAndroid direct APKOperator console fees, partners and features liveiPhone in preparation

    What is built7 / 11

    Revenue on what users already do.

    When a userValidWallet earnsStatus
    SwapsA small, visible fee, paid on-chain straight to the operator's walletBuilt
    TradesHyperliquid's builder fee, up to 0.1% of each perps or stock orderBuilt
    BuysA share of the on-ramp partner's fee on buy and sell volumePartner agreements
    Goes PROA subscription with extra features and lower feesBuilt
    SpendsInterchange on a USDC / USDT debit cardRoadmap

    Example: at the 0.3% swap fee in the live configuration, $1M of monthly swap volume earns $3,000 a month. Every fee is set in the operator console and shown to the user before they confirm. The wallet collects no personal data, so there is none to sell.

    Business model8 / 11

    Built for how Africa pays.

    Self-custody by design

    ValidWallet never holds customer funds. There is no balance to protect and no account to freeze.

    Local rails first

    Naira, cedi, shilling, CFA and rand over bank transfer, M-Pesa and mobile money, plus card and SEPA for the diaspora.

    Made for first-timers

    Buy opens on a dollar stablecoin, so a first purchase is simple. Automatic routing instead of bridges and networks.

    Dollars and markets together

    The wallet that holds savings in USDC can also go long or short on Nvidia, Tesla, gold or Bitcoin.

    Why ValidWallet9 / 11

    From wallet to everyday money.

    Now

    • Web app and Android live
    • Buy USDC and other coins in local currency
    • Automatic swap routing across networks
    • Crypto and stock trading

    Next

    • iPhone app on the App Store
    • Google Play listing
    • More currencies and mobile-money corridors
    • Fee on cross-network swaps

    Later

    • USDC / USDT debit card for online and in-store spending
    • Send money to a phone number
    • Dollar savings
    Roadmap10 / 11

    Let's talk.

    Investors, payment partners and liquidity providers: we would like to hear from you.

    Scan to open the live wallet

    Figures describe the product as it ships today. Stock and commodity markets are perpetual futures, not shares; leverage multiplies losses as well as gains. Buying and cashing out are carried out by licensed partners under their own terms. Crypto assets are volatile and you can lose money. This deck is not an offer of securities.

    validwallet.app11 / 11